Best IRA Accounts
Compare IRA providers by fund access, retirement tools, fees, and long-term usability before opening a tax-advantaged account.
Vanguard
Traditional & Roth IRAFidelity
Traditional & Roth IRACharles Schwab
Traditional & Roth IRAE*TRADE
Traditional & Roth IRAMerrill Edge IRA
Traditional & Roth IRAInvestment Growth Calculator
See how your portfolio could grow over time with compound interest and regular monthly contributions.
Investment Growth Preview
30-yr value
$691k
Total gains
$501k
Monthly added
$500/mo
Hover each card to learn more
19%
of taxpayers have a Roth IRA
35%
of adults own investments outside retirement accounts
~3×
more wealth from tax-free vs. taxable growth
90%
of active fund managers underperform index funds
Where should you invest?
Pick your situation for a personalised starting point
Just starting out
Under $10K, new to investing
Hover to expand →
Building for retirement
10-30 years until retirement
Hover to expand →
Income & dividends
Seeking regular cash flow
Hover to expand →
Growth & tech focus
Higher risk, higher potential
Hover to expand →
Proven portfolio blueprints
Time-tested allocations used by millions of long-term investors
3-Fund Portfolio
Most recommendedThe classic Bogleheads strategy. Simple, diversified, low-cost. Suitable for almost everyone.
Growth Portfolio
Higher riskFor investors with 10+ year horizons who can tolerate volatility.
Income Portfolio
Cash flow focusPrioritises regular income. Suitable for retirees or near-retirees.
Investment sectors & themes
Key areas, the investment thesis, and the best-in-class ETF for each
Technology & AI
Top ETF: QQQ · ER 0.20%
AI infrastructure buildout is still early. Companies supplying compute, software, and data infrastructure are positioned for a decade of growth.
Notable stocks
International Developed
Top ETF: IEFA · ER 0.07%
US valuations are historically high. Europe and Japan trade at significant discounts — diversification here reduces concentration risk.
Notable stocks
Dividend & Value
Top ETF: SCHD · ER 0.06%
Dividend growers historically outperform in volatile markets. Quality screening filters for financially healthy companies with rising payouts.
Notable stocks
Healthcare
Top ETF: VHT · ER 0.10%
Aging demographics and biotech innovation create durable demand. Less cyclical than tech — holds up better in recessions.
Notable stocks
Clean Energy
Top ETF: ICLN · ER 0.42%
Long-term secular tailwind from energy transition. Higher volatility but significant upside as grid modernization accelerates globally.
Notable stocks
Bonds & Fixed Income
Top ETF: BND · ER 0.03%
With rates elevated, short-duration bonds offer attractive yields with low risk. BND or short-term Treasuries make sense as portfolio ballast.
Notable stocks
Investing Articles
Expert guides on index funds, ETFs, retirement portfolios, and more.
5 Best Index Funds for Long-Term Investors in 2026
Discover the top-performing index funds that offer low costs, broad diversification, and consistent returns for your portfolio.
How to Build a $1 Million Retirement Portfolio by Age 65
A comprehensive guide to reaching seven-figure retirement savings through consistent investing, smart asset allocation, and tax-advantaged accounts.
ETF vs. Mutual Fund: Which Should You Choose?
Understanding the key differences between ETFs and mutual funds to make informed investment decisions for your portfolio.
Understanding Market Volatility: Should You Worry?
Learn what causes market volatility, how to measure it, and strategies to stay calm during turbulent times.
Roth IRA vs. Traditional IRA: Complete 2026 Guide
Comparing Roth and Traditional IRAs to help you decide which retirement account is best for your financial situation.
Tax-Loss Harvesting: Turn Market Losses Into Tax Savings
Learn how to use tax-loss harvesting to offset gains, reduce your tax bill, and improve after-tax returns.