High Yield Savings Rates
Preview HYSA representation.
Best Balance
Strong yield with a moderate commitment.
High Yield Savings Account Rates
Compare high-yield savings accounts across providers.
| Bank | APY | Min. Balance | Action | Compare |
|---|---|---|---|---|
| 4.00% | $0 | Open account | ||
| 3.95% | $1 | Open account | ||
| 3.90% | $0 | Open account | ||
| 3.90% | $0 | Open account | ||
| 3.85% | $1,000 | Open account | ||
| 3.40% | $0 | Open account | ||
| 3.31% | $0 | Open account | ||
| 3.30% | $0 | Open account | ||
| 3.20% | $0 | Open account | ||
| 3.00% | $0 | Open account | ||
| 3.00% | $0 | Open account | ||
| 1.00% | $25.00 | Open account | ||
| 0.00% | $0 | Open account |
Rate Trends
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Read GuideFDIC Insurance
Your deposits protected up to $250,000 per account.
Learn MoreKey things to know
Use these practical checks before moving money.
Insurance limits are per institution and ownership category
If balances approach FDIC or NCUA limits, compare account ownership and coverage rather than concentrating cash based on APY alone.
Savings rates can change quickly
High-yield savings can suit flexible cash, but providers can reprice at any time.
Early-withdrawal penalties matter
A strong CD APY can lose value if you need the funds before maturity.
Deposit minimums affect the real comparison
Compare only offers you can open at the amount you plan to deposit.
How high-yield savings compares
High-yield savings accounts generally prioritize liquidity, while rates and account terms can change.
Ready to explore more?
Compare current rates or plan a CD strategy around the date you expect to need the money.